Recent Storm Damage Posts
5 Steps to Mitigate Damage After a Storm
Has a storm affected your home and family? Call SERVPRO right away to help keep your family safe.
5 Steps For Storm Damage Mitigation
Storms in Plant City, FL, can happen at any time of the year, and they can cause tremendous damage. Whether it is large hail, heavy winds, pouring rain, tornadoes or high amounts of snow, you more than likely have some cleaning up to do and some repairs. The following storm tips will help to minimize damage.
1. Keep Your Family Safe
Your first priority in a storm is to make sure you and your family are in a safe place when the storm is occurring. Once the storm has passed, assess the damage of your home and stay away from broken glass, exposed nails and other sharp objects.
2. Perform Emergency Repairs as Needed
Although calling a professional residential restoration company is important to deal with major storm damage, there are some things you can do immediately after the storm before the professionals arrive. Some of the storm tips are to place plywood over broken windows or place buckets under leaks to prevent further water damage.
3. Call for Professionals to Help Repair Storm Damage
Even if you are handy around the house, it is best to rely on professionals for much of the cleanup. They have the right equipment for restoration, such as to manage flood damage to prevent mold buildup, and there are things they can find that may not be obvious to you.
4. Take Inventory of Damaged Goods
Note the structural damage as well as any damaged property inside and outside the house. Make a complete list and take pictures so you can provide proof.
5. Contact Your Insurance Company
If you have homeowner's insurance, contact your insurance company right away. They can guide you through your next steps and help you file a claim.
Dealing with a storm can be challenging. However, with these storm tips, you know what you can do to take immediate action to prevent further damage.
3 Questions To Ask About Flood Zones
A quick online search will reveal whether or not your home is in a flood zone. FEMA is available on many websites.
3 Flood Zone Inquiry Questions
When large storms hit your area, you might hear neighbors talk about the different flood zones around you and how people are affected by them. If you have never been impacted by significant floods, you might be unsure what flood zones are. Here are three questions you should ask about flood zones.
1. What Is a Flood Zone?
FEMA has categorized different geographical areas of the country based on their chance of flooding and the severity of the flood. Some areas are low to moderate risk, with chances of a flood occurring every 100 to 500 years. Other areas are at higher risk, with the possibility of a flood happening anywhere from every year to every 30 years, depending on where your Valrico, FL, is located.
2. Is Your Home in a Zone?
The easiest way to know if your home is in a flood zone is to do a simple search online. Many websites have access to FEMA floodplain information and will tell you the chances that your home could flood.
If you don't feel that the floodplain map is correct for your home or surrounding area, you can reach out to FEMA and ask them to review your community. If the emergency organization finds that your home no longer fits the category they have you in, they will update their information.
3. How Do You Protect Your Home?
Living in a flood zone means that you should always be ready for the possibility of a flood every time a major storm hits. A mere half an inch of water on the floor of your home can cause catastrophic damage, so you never want to be without flood insurance.
You also want to research some flood restoration specialists in your area and keep their contact information on hand. If your home does get flooded, you'll want to contact them immediately to start the clean-up process.
Large storms might bring floods to your home, but understanding what a floodplain is and how to protect your home can take some of the fear out of a potentially scary situation.
How Can I Perform Upkeep On A Commercial Roof?
When gutters are unable to drain properly because of a blockage, it is possible for water or debris to cause a backup.
How Can I Maintain a Commercial Roof?
While running your business in Valrico,FL, you want to ensure that your structures are sound and in good shape. It is important to maintain them on a regular basis, particularly when facing damage from a storm that results in a roof leak. Knowing what to look for and the type of work you may need done can help you decide when to contact a professional.
Keep Gutters Clean
When gutters are unable to drain properly because of a blockage, it is possible for water or debris to cause a backup. If there is water left standing within the gutters, that can make it difficult for proper drainage to occur. Besides checking to see that the gutters are clean, it's crucial to make sure they are held down properly in case wind damage occurs.
Check Drainage Systems
Working with storm damage restoration professionals can be helpful when you have concerns about your drainage systems, both for your roof and the storm drainage on the ground. For example, if there was a flood that occurred in the area, you'll want to ensure that the storm drainage near your business is not otherwise backed up. If it is, it's imperative that the problem gets corrected so you don't experience further flooding.
Examine Hatches and Skylights
The next time you find yourself out on the roof, check for cracks, especially in any areas where there are hatches or skylights. Find out if there was any breakage due to hail or other storm elements. Cracks in these structures can lead to a roof leak, which might go undetected at first. Looking out for damage on a regular basis allows you to catch it before you need to replace your entire roof because of leaking.
Performing upkeep on your commercial roof involves checking regularly for damage. Once you spot a roof leak, it's important to get it fixed right away, so the problem doesn't spread.
SERVPRO Provides Disaster Assistance Your Business Can Count On
A local SERVPRO franchise can help your business recover from the worst storm damage and get it back up and running.
SERVPRO Offers Disaster Recovery Services You Can Rely On
When a devastating storm wreaks havoc on your business in Plant City, FL, disaster recovery hinges upon immediate storm response efforts. A local SERVPRO franchise can help your business recover from the worst storm damage and get it back up and running.
Types of Storm Damage
Severe storms can cause costly damage to your business due to:
- Broken windows and doors
- Electrical systems failures
- Destruction of furnishings and equipment
- Air contamination
The best way to prevent irreparable damage following a storm-related disaster is to contact a highly qualified local SERVPRO franchise whose knowledgeable personnel can rush to handle the clean-up and remediation efforts.
When your business's survival is on the line and hinges upon immediate action following a disaster, SERVPRO's unmatched quick response time can keep you from permanently closing your doors. SERVPRO gives each franchise the support and resources it needs to acquire the most powerful and durable equipment to deep clean your business and trains its staff to coordinate every aspect of emergency storm response.
Businesses that use SERVPRO's disaster recovery services following a severe storm can rely upon a multi-pronged sanitization process that incorporates CDC and EPA-sanctioned cleaning and remediation practices.
SERVPRO Clean Is Like No Other
With over 1700 American franchises, SERVPRO continues to be the leader in disaster restoration and recovery services. Its reputation for restoring when possible and replacing when necessary ensures that businesses suffer as little disruption as possible following a severe storm.
SERVPRO training teams provide continuous support and education to field personnel, enabling them to apply powerful yet safe methods for cleaning, sanitizing and restoring your business property. Standards compliance teams select and vet preferred vendors who can reliably uphold SERVPRO's performance criteria before they can participate in storm response and other disaster recovery efforts.
When storm damage to your business leaves you wondering when you can resume operating, SERVPRO's disaster recovery services are ready to jump in to offer the help you need in Plant City, FL
Flood or Storm Damage: When is a Flood a Flood
SERVPRO is your local water, flood, and fire damage restoration professional. Call SERVPRO today to learn more about how we can help! (813) 459-3767
When Is A Flood A Flood?
Flooding is one of those issues that causes a lot of controversy around the idea of insurance coverage. While flood damage requires individual riders and sometimes special policies, storm damage is often covered under a typical business policy. Why is that, and what exactly is the difference between flood and stormwater damage? The critical issue is in the definition of flood and stormwater.
1. Flood Water
Flood water is defined by territory and natural formation. Therefore, overflowing rivers, lakes, creeks, watercourses and dams are considered floods. Water overflowing from these areas and into your building will require coverage from an individual insurance rider or policy.
Stormwater refers to water overflowing from drains due to backups or rainwater. This type of flood damage is considered damage from a storm or other humanmade issue. However, while most policies will cover this type of damage, you may require special insurance coverage for your surrounding property or possible business interruption.
3. Water Damage Overlap
There are instances where both rainwater and overflowing rivers cause flooding. In these instances, it is up to your insurer what items are covered or not, likely anything explicitly caused by rainwater and damaging your property will be covered, but this can be hard to prove.
4. Water Coverage and Recovery
The most practical thing to do is to get a flood insurance rider if you are in a moderate to high-risk flood zone. By covering multiple possibilities, you can ensure a better outcome. Call your insurer or a flood remediation specialist in the Valrico, FL, area to discuss your options further.
Flood damage is unique in that its causes vary wildly from natural occurrences to humanmade crisis but that it is not as broadly covered by insurance policies. Insurers define flood water and stormwater in different ways which may result in the necessity of multiple policies or riders.
4 Steps for Obtaining Tax Relief After a Storm
There are several sections and documents posted on the IRS website that can help you deduct storm damage from your upcoming taxes.
4 Steps to Getting Tax Relief Following a Storm
Recovering from a major disaster, such as a hurricane or other storm in Plant City, FL, can be difficult, especially when you factor in financial losses. The good news is that you may be able to qualify for a tax break that provides funding for the gap between your actual losses and compensation you received from your insurance company. If your business has experienced storm damage, take the following steps to obtain tax deductible aid.
1. File a Claim
Sometimes, property owners have their property fully insured, but fail to submit a claim to their insurance company. When this happens, there isn't an option to take the storm damage tax deduction. The simple solution to this is to file an insurance claim, even if you believe you won't be approved.
2. Complete the Proper Steps
To take the tax write-off for damages to property, it's best to contact the IRS for special help and to obtain the necessary forms. You may be familiar with the $100 rule and the deadlines in place to get tax relief for personal losses, but the laws that apply to business and income properties are different.
3. Understand the Provisions
Special circumstances may lead to tax law provisions that work in your favor – if you know how to access those provisions. For example, if the federal government declares your community to be a major disaster area, you may have extra time to file your taxes or you may be able to get a refund more quickly. Either of these provisions could provide some necessary relief that helps you get your business up and running again.
4. Visit the IRS Website
There are several sections and documents posted on the IRS website that can help you deduct storm damage from your upcoming taxes. Use the Disaster Resource Guide for Individuals and Businesses (Publication 2194) to claim casualty losses on your property or the tip section on how to move forward when commercial crops have been destroyed.
When storms threaten to put your business underwater, take advantage of the many resources available. After filing an insurance claim, be sure to contact the government for further assistance. Don’t forget to reach out to remediation and recovery professionals as well.
Understanding What Black Water Is
If your commercial building has recently been affected by flooding, SERVPRO can help you to restore.
What Is Black Water And How Do I Know What It Is?
If your commercial building in Plant City, FL, has recently been affected by flooding, you may be dealing with a lot of water damage restoration. As the storm damage cleanup crew works on your building, you may hear a lot of technical terms. If someone mentions black water in your building, what exactly does that mean? Water is considered black when at least one of the following situations are met:
- The water is highly contaminated.
- Flood water comes in contact with fecal matter.
- Wastewater from toilets enters your building.
- Untreated standing water starts to support microbial growth.
Now that you have a better understanding of what this contaminated water is, you may want to learn more about how you can bounce back from such damage.
After flooding, you need to react as quickly as possible. Getting the water out of your building can help reduce the structural damages. Also, if you're able to dry out and clean your furniture and equipment shortly after the incident occurs, you may have a greater chance of being able to keep many of your company's possessions. You may not be able to hold on to porous materials, especially when dealing with dirty flood water.
Because contaminated water can be dangerous, it is often a good idea to call in the experts as soon as possible. Trying to deal with this water damage on your own may not be a good idea because of the sewage, chemicals and microbes that are potentially in the water. Professionals will have the safety equipment needed to properly take care of the issue. Their equipment will also help them fix the problem faster.
Whenever you're dealing with water damage due to flooding, you need to be aware of the type of water you have in your commercial building. Clean, gray and black water each have their own potential problems and need to be taken care of in different ways.
Ways You can Prevent Further Damage to Your Roof
Check for missing shingles on your roof.
Ways to Keep Your Roof from Getting Worse
Your roof is one of the most important parts of your home. A well-built roof will keep out the elements and provide shelter and protection for you and your family. In most cases, your roof will stand up to the weather and to age. Fortunately, there are ways to can prevent damage and also ensure roof damage from getting worse after large storms.
Just like any part of your Plant City, FL, home, you need to consistently check on your roof to make sure it’s sound. If it is weakening in any way, even mild storms could produce severe wind damage or other problems.
- Inspect it once a year.
- Check for curled, loose, or missing roof shingles or tiles.
- Examine the rafters or trusses for nail tips that may be coming through.
- If you’re not thrilled about getting on your roof, you can hire a professional.
Strengthen Your Roof
If you live in an area where high winds are common, it’s a good idea to reinforce your roof to protect it against roof damage. One way to do this is to put cement around the edges or under shingle tabs. You can also install metal structural supports to connect your roof to your walls.
After the Storm
In many places, strong storms are inevitable, and you may have to deal with wind damage and other problems. If your roof has suffered damage, you need to act quickly to ensure your safety and roof integrity. With the help of a professional, you should board up any weakened spots or severely damaged areas of your roof. You may also place tarps over holes to prevent water or debris from coming inside.
When you follow these damage prevention and mitigation tips, you can help keep your roof strong. You can also get it back to normal in a timely manner.
3 Examples of City Flood Prevention Methods
Flooded building in Plant City, FL.
City Flood Prevention Methods
If your business is located in a geographic region that frequently experiences flooding, it is a good idea to familiarize yourself with local flood prevention efforts. Many cities that are located near rivers or in coastal regions have begun to use innovative technologies to control high water.
1. Japanese Watergates
As an island nation, Japan has a considerable motivation to find effective ways to stop flooding. Catastrophic flooding in 1910 lead the country to search for better ways to protect the lowlands in the Kita section of Tokyo. The result was the Iwabuchi Floodgate, which was designed in 1924. Though it was decommissioned in 1982, it was an impressive accomplishment that inspired the current system of water-gates powered by aqua-drive motors. Because the hydraulic motors in these gates do not require electricity to operate, they can run during power outages that occur during storms.
2. The Maeslant Storm Surge Barrier
The Maeslant Storm Surge Barrier is part of the Deltaworks project that helps protect the Netherlands from high water. It was finished in 1997 and is currently one of the largest moving structures in the world. Computerized walls close whenever the water level rises, causing water to fill the tanks along the barrier. The weight of the water in the tanks pushes the walls down and keeps water from passing through.
Its iconic canals have long made Venice, Italy a favorite destination for tourists; however, they also put the city at risk for flooding. With global warming making the problem worse and leaving many property owners with flood remediation expenses to contend with, the city has been investing money in the series of 78 barriers known as the MOSE project.
Locating your business in an area that is prone to high water can be a risk. However, if the officials in Plant City, FL, have a good flood prevention strategy, that risk can be minimized.
What To Do After Wind Damages Your Building
Missing shingles on a roof.
Secure Your Property After A Storm
One of the most important things you can do after wind damages your building in Plant City, FL, is to protect your property from further damage. Water can enter through a roof leak or broken window and cause more flooding inside. Here are ways to secure your property after the storm passes.
Use Caution When Entering
Wind and rain may have caused damage in ways you don't expect. Your best safety measure is to prepare for the unexpected. Be sure to:
- Watch your step everywhere
- Wear sturdy shoes
- Use battery-powered light sources
- Check for fire hazards like broken gas lines or flooded electrical circuits
Secure the Damaged Roof and Windows
If you have missing shingles or other roof damage, you can cover your roof with a tarp and plywood until a professional restoration company can help with cleanup. Clean away any debris or tree branches that have accumulated and inspect the roof for damage. Check attic spaces and ceilings for signs of a roof leak.
Any large holes can be covered with plywood. Choose a piece that is at least 1/2 inch thick and secure it with screws. Putting plywood over the large holes will prevent water from pooling in the area once it's covered with a tarp.
Secure any broken windows with plywood to protect your property from vandalism or further storm damage.
Apply the Tarp
You will need a tarp that extends at least 3 feet on all sides of the damaged area and enough to cover the roof peak. Covering the peak prevents water from running under the tarp. Secure the ends of the tarp with boards, wrapping the tarp around the boards and screwing them into the roof. Keep the tarp taught and snug as you work.
Securing your building and covering holes after a roof leak is the best way to prevent secondary damage after a wind storm in Plant City, FL.
The Need for Speed After Water Damage to Your Home
Storm damage restoration
When a storm strikes your home in Plant City, FL, it is important to take immediate action for several reasons. This does not mean that you need to do everything perfectly from start to finish, but it is important to have a plan. Safety always comes first, so make sure family members are out of an unstable house. At some point early on in the process, you will want to consider your insurance company. If you are dealing with an influx of water from outside your home, you should look at your flood insurance policy, if you have one. At some point, you will want to make contact with your agent; however, there is one step that usually takes precedence at this point.
Immediate Restoration of Flood Damage
The quicker a qualified storm remediation company can get to your home, the better off you will be. Trained technicians can help you minimize damage to your property. They will begin to take the following steps in a matter of hours:
- Inspect and assess your home for damage
- Stop the source of incoming water
- Develop a plan for remediation
- Remove water from the home
- Restore damaged materials
- Document damages to aid with flood insurance claims
Certified workers will also watch out for instances of mold damage, often a result of too much moisture in a home. They will also look for hidden damage to your property.
Efficient Cleanup of a Home
If you are in the midst of an emergency, it is important to get the help of experienced professionals. This is the quickest way to get your life back to normal and to be able to use your home again. A trained mitigation crew knows how important it is to restore your home in an efficient manner. Workers will also help you with many aspects of the flood insurance process, allowing you to get paid for your claim in a timely manner.
5 Ways to Protect Your Business from Flood Damage
Practice an emergency evacuation plan
Ways To Protect Your Business And Your Employees In The Event Of A Storm
Protecting your commercial building in Plant City, FL, is an important part of being a business owner. Disasters, such as severe weather, flooding and unwanted mold growth, can strike at any time and it's important that you take the necessary steps to protect your building. The following tactics can help you keep your property, your business and your employees safe in the event of a severe storm.
1. Pay Attention to Emergency Alerts.
Subscribing to a credible emergency alert system can help you stay up to date on severe weather activity. Pay attention to what the authorities have to tell you and make sure to follow their directions if they instruct you to evacuate.
2. Create and Practice an Emergency Evacuation Plan.
Meet with your employees to draft and discuss potential evacuation plans. Once you create an effective strategy, you need to make sure to regularly practice emergency protocol with all of your employees. This can help eliminate accidents and unnecessary panic, if flooding does occur.
3. Protect Important Documents.
Any physical documents need to be sealed away in waterproof containers, as well as elevated on high shelves that are at least one foot above the projected flood level. It's also important to create multiple backup copies of electronic documents. You can store these on the Cloud to protect them from flood damage.
4. Trim Back Overgrown Trees and Shrubbery.
Overgrown tree branches can quickly become dangerous projectiles in the event of a storm. Make sure to regularly trim back any plant growth that could potentially inflict storm damage on your building's roof or windows.
5. Install Backup Generators.
If the flood isn't severe enough to warrant an evacuation, you want to make sure that your employees can continue to conduct business. Install a backup generator to supply your building with power and reduce the amount of lost income.
The above precautionary measures can help you protect your property, business and employees from damage caused by severe storms. If your building has fallen victim to flooding or storm damage, make sure to contact storm remediation professionals as soon as you can.
Maintaining a Sump Pump
If your Valrico, FL, home has a sump pump, proper maintenance is crucial
If your Valrico, FL, home has a sump pump, proper maintenance is crucial. Fortunately, these machines are fairly simple to care for.
There are some tasks that need to be performed at least once a year to ensure the pump stays in good condition. These tasks include the following:
Pouring water into the sump pit should cause the pump to activate. Make sure the pump properly drains the water. Disconnect the power before performing other maintenance tasks.
Once you know the pump still works, you can begin cleaning it. Remove the sump pump from the pit and clean the grate at the bottom. Additionally, clean the venting in the discharge pipe.
Finally, inspect the pipes and power cord to make sure they are all in good condition. Make sure the pump is not tilting or leaning. It should be fully upright in the pit. Now is also the time to review the owner’s manual to see if your particular pump requires additional maintenance, such as lubricating bearings. Reconnect the pump to the power source and make sure there is some water in the basin so that the pump does not have to operate dry.
Seasonal pump maintenance is generally a quicker process than annual maintenance. It is a good idea to test the equipment by filling the basin with water to make sure the pump activates and properly moves water. Clean the inlet screen, and take a look at the power cord to make sure it is in good shape. These tasks should be performed every three to four months. An experienced water restoration service can tell you more about maintaining your pump in Valrico, FL.
Even a well-maintained sump pump may not be able to protect your basement from all types of flooding. However, with proper care, you have a better chance of avoiding accidents.
3 Ways To Stop a Flood Without Sandbags
An alternative to a sand bag is the fillable water barrier
Alternatives To Sandbags
Have you ever thought about how you would protect your building from a flood? You’ve probably seen footage of volunteers filling bag after sand bag on the news in Valrico, FL, which is one way to protect against excess water. But where do you get large amounts of sand on short notice? It’s impractical and messy to store. If you’re looking for alternatives, here are some options to consider.
1. Absorbent Dams
This innovative barrier uses water to fight water. It’s made of an absorbent material that expands when it comes in contact with water. Instead of manually filling the tube with a hose, the barrier will soak up water like a sponge until it reaches its maximum size. Depending on how quickly you need protection, you can use these flood dams in two ways. Either pour water on them to speed up absorption, or just set in place and let flood water do the work for you.
2. Fillable Water Barriers
An alternative to a sand bag is the fillable water barrier. This is a long rubber tube that you fill with water instead of sand. They come in various shapes and sizes and are easy to keep stored until you need them. Just set the tube in place and fill it with a garden hose. When the storm is over, unplug the barrier and let it drain.
3. Water Fences
For large scale protection of commercial buildings or whole city blocks, the water fence is ideal to prevent flood damage. This is a sealed fencing system that uses the forces of the floodwater as a stabilizer; you can place it around the entire perimeter of a building if needed. It can withstand several feet of water and the debris that the flood picks up. When not in use, it can be folded down and stored in its own custom crates.
Technology to prevent storm damage has come a long way, and the sand bag technique is no longer your only option. When you’re preparing for a flood, consider these options to protect your property until your local water damage repair specialists arrive.
Clean Under You Home After Flooding Occurs
Storm damage restoration services in Plant City, FL
Testing From Foundation To Ceiling
When you experience a home flood, it's vitally important to understand that the predicament could be much more than is seen. Beyond the soggy rugs, that water has penetrated into sections that aren't visible. It's no longer just the internal structure that is a worry. You'll need to think about what lies below your feet. After all, it too could have suffered from the occurrence. Be open to a range of testing, from foundation to ceiling.
1. Why Is Cleaning Essential?
When water from storm damage harms your home, you'll need to consider several things. Is the fluid contaminated? How much entered the premises? How long has the moisture been sitting? While usually harmless, when liquid invades a property, it creates a breeding ground for mold, mildew, and rot, especially if microorganisms were within the floodwaters. For that reason, it's essential to have a thorough investigation of the premises, determining the extent of the trouble. A water remediation company in Plant City, FL, could perform the necessary assessments and help with cleanup.
2. Is the Foundation a Concern?
During a home flood, the carpets, grout, and drywall became drenched. The seeping doesn't have to stay at the surface level. Anything porous absorbs; therefore, issues could happen far below where the eye cannot see. If the flooding was soaked, the crew may test its levels and recommend removing it. They'll then look over the foundation to ensure that cracks and alterations haven't occurred. In addition, inspect the grounds to see that the land has remained normal, without any unusual dips.
3. What Processes Should I Expect?
The restoration company should dictate what materials require extraction as well as drying. After all, leaving moisture could bring about further dilemmas down the road. Take care of everything at once for security and peace of mind. Workers remove anything questionable, clean what is left, and replace what is missing.
A home flood can wreak havoc on a location. Be vigilant in your evaluations, considering everything from top to bottom.
Tips for Protecting Your Business From High Winds
As a business owner, it can be frightening to expect a hurricane to hit your Plant City, FL area. Whether this is your first experience with hurricane damage, or you’ve already encountered it in the past, a natural disaster can throw any business owner off guard. Fortunately, there are a few simple steps that you can take to ensure that your business stays protected from harm. Here are some fundamental tips for keeping your company safe from high winds and other types of storm damage.
Check Your Roof
When you’re working to prepare for a hurricane, one of the first things you should do is have your roof inspected by a professional. Your commercial roof tends to be more susceptible to damage than any other part of your building, which means your roof needs to be well taken care of before the storm hits. During the inspection, an expert can identify the following problems with your roof:
- Loose or missing shingles
- Tears or cracks
- Gaps in rooftop vents
- Wear-and-tear or age
Taking the simple step of calling for a routine inspection can help keep hurricane damage at bay later on.
Examine Your Trees
Trees usually bear the brunt of the damage during a hurricane. If the trees on your property aren’t properly cared for, they can crack or fall over during high winds and cause severe damage to your commercial building. Be sure to have a professional examine your trees and make sure they don’t pose any type of danger.
Clear Your Property
If there are any large objects left outside during the hurricane, they may cause serious harm if they crash into your building or another part of your property. Take the time to secure unwieldy objects to the ground before the storm and bring other items inside if you’re able to carry them.
Knowing how to prepare for hurricane damage can help keep your building safe from harm. Be sure to call storm damage restoration experts if a hurricane harms your business in any way.
Storm Shutters: 5 Types to Consider
Like their name, these metal or plastic storm shutters spread like an accordion
Below are Five Types of Storm Shutters To Consider
If high winds and raging storms wreak havoc on your Plant City, FL, home you can count on storm and water remediation experts that are Faster to any size disaster to heed your call for help. To help protect your home from that happening, there are various shutters available to minimize the damage. While each requires careful consideration, as well as determining a budget, below are five types to consider.
1. Roll Down
Typically a metal or durable plastic, these are permanently affixed to the home above windows and are hidden in a box when not in use. They come in a manual or automatic style. Although considered at the top of the protection list, they are often more expensive, upward of $20 per square foot.
When high winds suddenly begin to whirl, this type is easy to use. Like their name, these metal or plastic storm shutters spread like an accordion. These are also a permanent option. They are typically a little less expensive than roll downs, but can still cost around $15 per square foot.
3. Storm Panels
When working with a small budget, these are a great alternative. Usually, under $10 per square foot, these can be affixed using a bolt and track system, permanent bolts, or C-shaped tracks. One downside is they require space for storage.
This type can add some curb appeal while offering protection. These permanent fixtures come in two-piece louvers that are affixed to the side of a window to shield it from winds. They are easy to customize and available for a range of prices, below $200 per window, to fit nearly any budget.
This is another decorative option, which often comes in wood or aluminum. Similar to an awning, they are a permanent and adjustable option. Prices for these vary from $15 to $25 per square foot.
When dealing with high winds and ways to reduce damage, there are many options available. Investing in shutters may not be an easy decision, but it is one worth considering to add protection.
The Difference Between Storm Damage and Flooding
The main difference between water damage and flood damage is where the cater comes from.
At first glance, the difference between flood damage and storm damage might not seem like that a big of a deal; however, this difference is important for a number of reasons, often having to do with how insurance will cover your harm to your buildings and your property. In the first case, damage from a flood is caused by water or mud coming into you building from an overflowing river or stream, a broken levee or a dam or melt waters from snow and ice. A couple of specific factors must apply for it be called a flood, namely it must cover at least two acres in area or affect at least two properties. On the other hand, storm damage comes from the sky, in the form of a rainstorm, hail, high winds and lightning. Roof leaks, ice dams, broken windows and damaged siding all fall into this category.
The Cleanup Process
This is essentially the same for either category. A first step is to partner with a professional storm remediation company in Plant City, FL, that has the equipment and expertise to handle flood damage and the effects of a storm. The right mitigation company will have the training and equipment to deal with the following problems:
- Contaminated water from flooding
- Standing water on your property
- Mold growth from excess moisture
- Damaged drywall and carpeting
- Document restoration
A fast response is always helpful. It limits damage, reduces expenses and leads to a faster recovery.
The Insurance Process
Flood damage is covered through the National Flood Insurance Program and typically covers up to $500,000 for damage to a building and $500,000 for damage to contents of the property. It does not coverage damage on the grounds of company. Storm damage is typically covered by a regular property insurance policy. The details of your policy spell out what is covered. Always consult with your insurance agent for a better understanding of your coverage.
The Facts About Flood Insurance
You may need to buy additional flood insurance
As a business leader or property owner, you work hard to protect your assets. You prepare yourself against possible disasters and emergencies. Still, you can't prevent all types of issues. Water damage, for example, can occur despite your best efforts. Luckily, if you have the right coverage, you can avoid financial ruin during costly cleanup and restoration processes. However, your basic commercial plan may not be enough. You may need to buy additional flood insurance.
How Water Damage Occurs
Even small amounts of water inside your building can create big problems. If left undetected, water can ruin your building's flooring, walls and ceilings. It can damage documents, furniture and electronics, requiring professional disaster response teams to take care of. Water can come into your office space by the following methods:
- Leaky or broken pipes
- Fault appliances such as water heaters or refrigerators
- Broken main water line
- Poor drainage outdoors
What Your Commercial Plan Covers
A commercial insurance policy typically pays for water damage from sudden, unexpected issues with the plumbing system or appliances. If pipes burst in your building or the breakroom dishwasher springs a leak, water could spill out in large quantities. The damage this causes and the cleanup could total a big bill. Your commercial coverage should take care of these problems.
When To Get Flood Coverage
If your Hillsborough County, FL, building is in an area prone to flooding, you may want to purchase supplemental flood insurance. Your basic commercial property insurance will not pay claims for flooding due to a sewer backup, an overflowing river or if torrential rains get into your office. However, additional flood policies will help you out in these instances. Check with your insurance agent to see how you can buy this coverage and protect your employees, property, and equipment.
Review your insurance coverage today. If you do not have flood insurance, now is the ideal time to speak with your agent and add it to your policy.